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Generations Bancorp NY, Inc. GBNY
OTC · stock · Savings Institution, Federally Chartered · website · IPO 2021-01-13
Generations Bancorp NY, Inc. financials (annual, from 10-K)
Bars are annual figures from 2019 to 2023; red bars are negative (a loss or cash outflow).
| Metric | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|
| Revenue | $1.9M | $2.0M | $2.3M | $2.3M | $2.7M |
| Interest expense | $7.6M | $1.9M | $1.7M | $2.9M | $3.2M |
| Income tax | -$425,000 | $216,000 | $283,000 | -$104,000 | -$155,000 |
| Net income | -$1.6M | $1.1M | $1.4M | $1.7M | $87,000 |
| EPS (diluted) | $-0.72 | $0.47 | $0.60 | $0.71 | — |
| Operating cash flow | $2.0M | $4.3M | $3.4M | $998,000 | $1.4M |
| Free cash flow | $1.7M | $3.9M | $3.0M | $767,000 | $556,000 |
| Cash & equivalents | $14.5M | $8.0M | $21.0M | $26.8M | $13.4M |
| Total assets | $424.5M | $386.3M | $378.9M | $373.8M | $347.5M |
| Total liabilities | $386.8M | $349.0M | $335.5M | $343.9M | $319.3M |
| Shareholders' equity | $37.7M | $37.3M | $43.5M | $29.9M | $28.2M |
Growth · year-over-year · Revenue CAGR -8.9%
| Metric | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|
| Revenue growth | -7.3% | -11.6% | -1.0% | -15.3% | — |
| Net income growth | -244.2% | -23.1% | -19.2% | +1909.2% | — |
| EPS growth | -253.2% | -21.7% | -15.5% | — | — |
| Free cash flow growth | -57.1% | +30.6% | +288.1% | +37.9% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: SEC EDGAR filings · CIK 0001823365 · US · as of 2023-12-31. facts plus Stocktoria's own computed scores — not investment advice.