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Generations Bancorp NY, Inc. GBNY

OTC · stock · Savings Institution, Federally Chartered · website · IPO 2021-01-13

Generations Bancorp NY, Inc. statistics & valuation

P / S18.0×
P / B0.9×
P / FCF20.3×
Net margin-83.4%
FCF margin88.9%

Market cap as of 2026-07-01. Multiples are price-derived and refreshed daily; everything else is from filings.

Key ratios (by fiscal year)

RatioFY2023FY2022FY2021FY2020FY2019
Net margin-83.4%53.7%61.7%75.5%3.2%
FCF margin88.9%192.0%129.9%33.1%20.4%
Return on assets-0.4%0.3%0.4%0.5%0.0%
Return on equity-4.2%2.9%3.2%5.8%0.3%

Source: SEC EDGAR filings · CIK 0001823365 · US · as of 2023-12-31. facts plus Stocktoria's own computed scores — not investment advice.