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GREENE COUNTY BANCORP INC GCBC

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 1998-12-31

GREENE COUNTY BANCORP INC statistics & valuation

Market cap$558.9M
P / E13.6×
P / B2.0×
P / FCF13.4×
Graham number -13.7%$29.75

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($29.75); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2017201820192020202120222023202420252026
Operating margin (%)
2017201820192020202120222023202420252026
Return on equity (%)
13.40% 15.00% 15.60% 14.50% 16.00% 17.70% 16.80% 12.00% 13.00% 14.80% 2017201820192020202120222023202420252026
Shares outstanding
17.0M 17.1M 17.1M 17.1M 17.0M 17.0M 17.0M 17.0M 17.0M 17.0M 2017201820192020202120222023202420252026
Net debt ($)
$0 $0 $0 2017201820192020202120222023202420252026
Share buybacks ($)
2017201820192020202120222023202420252026
Return on assets (%)
1.10% 1.30% 1.40% 1.10% 1.10% 1.10% 1.10% 0.90% 1.00% 1.30% 2017201820192020202120222023202420252026
Free cash flow margin (%)
548.90% 511.00% 2017201820192020202120222023202420252026
Debt / equity (×)
0.00× 0.00× 0.00× 2017201820192020202120222023202420252026
EPS ($)
$0.66 $0.84 $1.02 $1.10 $1.41 $1.64 $1.81 $1.45 $1.83 $2.41 2017201820192020202120222023202420252026

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

GREENE COUNTY BANCORP INC trades at about 14.3× earnings — near its 10-year norm (10-year range 9.8×–25×, median 14×).

9.8× 25×

Shaded band = 10-year range (9.8×–25×); dot = today's 14.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Net margin———————424.7%388.7%—
FCF margin———————511.0%548.9%—
Return on assets1.3%1.0%0.9%1.1%1.1%1.1%1.1%1.4%1.3%1.1%
Return on equity14.8%13.0%12.0%16.8%17.7%16.0%14.5%15.6%15.0%13.4%
Debt / equity———0.00×0.00×0.00×————

Computed from company filings · US · as of 2026-06-30. Facts plus Stocktoria's own computed scores — not investment advice.