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GREENE COUNTY BANCORP INC GCBC

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 1998-12-31

GREENE COUNTY BANCORP INC statistics & valuation

Market cap$558.9M
P / E18.0×
P / B2.3×
P / FCF20.5×
Graham number -31.9%$24.03

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($24.03); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
12.10% 13.40% 15.00% 15.60% 14.50% 16.00% 17.70% 16.80% 12.00% 13.00% 2016201720182019202020212022202320242025
Shares outstanding
17.0M 17.0M 17.1M 17.1M 17.1M 17.0M 17.0M 17.0M 17.0M 17.0M 2016201720182019202020212022202320242025
Net debt ($)
$0 $0 $0 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 1.10% 1.30% 1.40% 1.10% 1.10% 1.10% 1.10% 0.90% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
548.90% 511.00% 2016201720182019202020212022202320242025
Debt / equity (×)
0.00× 0.00× 0.00× 2016201720182019202020212022202320242025
EPS ($)
$0.53 $0.66 $0.84 $1.02 $1.10 $1.41 $1.64 $1.81 $1.45 $1.83 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

GREENE COUNTY BANCORP INC trades at about 19.3× earnings — above its 10-year norm (10-year range 9.8×–25×, median 15.7×).

9.8× 25×

Shaded band = 10-year range (9.8×–25×); dot = today's 19.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin424.7%388.7%
FCF margin511.0%548.9%
Return on assets1.0%0.9%1.1%1.1%1.1%1.1%1.4%1.3%1.1%1.0%
Return on equity13.0%12.0%16.8%17.7%16.0%14.5%15.6%15.0%13.4%12.1%
Debt / equity0.00×0.00×0.00×

Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.