Stocktoria

GREEN DOT CORP GDOT

NYSE · stock · Finance Services · website · IPO 2010-07-22

GREEN DOT CORP (GDOT) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $2.1B at a -4.8% net margin.

Chart by TradingView
30/100
Stocktoria Quality Score · grade D
3/9
Piotroski F — financial health
-2.07
Altman Z″ — distress risk · distress
Dividend yield · no dividend

Quality score trend · recomputed for each fiscal year

Piotroski F /9
6 4 6 4 3 4 5 6 4 3 2016201720182019202020212022202320242025
Altman Z″
1.73 1.46 1.94 1.80 -0.15 -1.66 -2.56 -2.37 -1.86 -2.07 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$13.45 as of 2026-08-01 · -3.4% 1y
$11.22$13.9252-wk
Market cap USD$757M
Net margin 5y avg0.4%
Return on equity 5y avg-0.2%
Beta0.85
Employees900

Analyst price target

$16.12 +19.9% vs last
· 2 analysts
target range $14.25 – $18.00

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Revenue trend · last 10y · up

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 26%
Net marginstronger than 25%
Return on equitystronger than 15%
Revenue growthstronger than 78%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 3/9 tests passed

Altman Z″ components · distress zone

ComponentValue
Working capital / assets-0.399
Retained earnings / assets0.108
EBIT / assets0.002
Equity / liabilities0.175

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
GDOTGREEN DOT CORP3/9-2.07+20.7%
CHYMChime Financial, Inc.4/9-1.97+30.7%
BKKTBakkt, Inc.2/9-32.1%
QFINQfin Holdings, Inc.2/96.32+16.8%
CRCLCircle Internet Group, Inc.3/90.19+63.9%
PGYPagaya Technologies Ltd.5/916.2+26.1%
WDWalker & Dunlop, Inc.1/931.6+9%

All Finance, Insurance & Real Estate companies →

About GREEN DOT CORP

Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. It provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. The company offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, it offers tax processing services consisting of tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Provo, Utah.

FAQ

Is GDOT financially healthy?

GREEN DOT CORP's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.

Does GDOT pay a dividend?

No, GREEN DOT CORP does not currently pay a dividend.

How profitable is GDOT?

In FY2025, GREEN DOT CORP had a net margin of -4.8% and a return on equity of -11.1%.

What is the analyst price target for GDOT?

The average Wall-Street price target for GREEN DOT CORP is $16.12, about 19.9% above the recent price, from 2 analysts.

Is GDOT a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on GREEN DOT CORP: a Piotroski F-score of 3/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.