Stocktoria
Grupo Financiero Galicia S.A. GGAL.BA
Grupo Financiero Galicia S.A. (GGAL.BA) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 2.69% (safety: at-risk). FY2025 revenue was AR$8.54T at a 2.5% net margin.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
About Grupo Financiero Galicia S.A.
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; and credit and debit cards. The company also provides personal loans, salary advance, express loans, AfterPay, Buy Now Pay Later, flexible loans, and overdrafts for individuals; and immediate loans, discount of electronic credit invoice and e-checks, pledge and mortgage loans, Sociedad de Garantía Recíproca loans, Socios de valor, productive line, leasing, and purchase of agricultural inputs for companies. In addition, the company offers life, home, personal accident, robbery, cars, and other insurance products; fixed term, traditional fixed term, and purchasing value unit investment products; custody of securities; purchase and sale of foreign currency; private banking; and fixed income products, stocks, CEDEARs, secured loans, mutual funds, stock promissory note, structured solutions, and primary issuances; foreign trade; and capital market and investment banking. Further, it provides online banking services. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
How it ranks in Financial Services · percentile among 220 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
FAQ
Is GGAL.BA financially healthy?
Grupo Financiero Galicia S.A.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does GGAL.BA pay a dividend, and is it safe?
Yes. Grupo Financiero Galicia S.A. pays a dividend yielding about 2.69% with a 154.9% payout ratio, rated “at-risk” for safety.
How profitable is GGAL.BA?
In FY2025, Grupo Financiero Galicia S.A. had a net margin of 2.5% and a return on equity of 2.7%.
Computed from company filings · AR · as of 2025-12-31. Figures in ARS. Facts plus Stocktoria's own computed scores — not investment advice.