Stocktoria
Grupo Financiero Galicia S.A. GGAL.BA
Grupo Financiero Galicia S.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (AR$4,177.97); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Grupo Financiero Galicia S.A. trades at about 51.7× earnings — above its 10-year norm (10-year range 2.2×–62.7×, median 6.8×).
Shaded band = 10-year range (2.2×–62.7×); dot = today's 51.7×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 2.5% | 21.4% | 10.1% | 7.0% |
| FCF margin | -21.7% | 43.8% | 47.7% | 80.7% |
| Return on assets | 0.5% | 4.9% | 9.5% | 3.1% |
| Return on equity | 2.7% | 26.6% | 47.9% | 17.4% |
| Debt / equity | 0.37× | 0.28× | 0.22× | 0.25× |
Computed from company filings · AR · as of 2025-12-31. Figures in ARS. Facts plus Stocktoria's own computed scores — not investment advice.