Stocktoria

GENWORTH FINANCIAL INC GNW

NYSE · stock · Life Insurance · website · IPO 2004-05-25 · LEI

GENWORTH FINANCIAL INC statistics & valuation

Market cap$3.6B
P / E16.2×
P / S0.5×
P / B0.4×
Net margin3.1%
Return on equity2.3%
Net debt$1.5B
Enterprise value USD$5.1B
Graham number +69%$16.93

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($16.93); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-3.30% 10.90% 1.50% 4.50% 2.10% 10.90% 12.20% 1.00% 4.10% 3.10% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
-3.80% 7.10% -0.10% 4.60% 3.70% 6.10% 10.90% 0.50% 2016201720182019202020212022202320242025
Return on equity (%)
-1.90% 5.30% 0.80% 2.30% 1.10% 5.50% 11.00% 0.90% 3.20% 2.30% 2016201720182019202020212022202320242025
Shares outstanding
498.3M 501.4M 501.0M 509.7M 511.6M 514.7M 510.9M 474.9M 439.4M 414.0M 2016201720182019202020212022202320242025
Net debt ($)
$1.40B $1.35B $3.71B $3.28B $2.37B $1.90B $1.61B $1.58B $1.52B $1.51B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
-0.30% 0.80% 0.10% 0.30% 0.20% 0.90% 1.00% 0.10% 0.30% 0.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.29× 0.28× 0.26× 0.22× 0.22× 0.12× 0.19× 0.19× 0.16× 0.15× 2016201720182019202020212022202320242025
EPS ($)
-$0.56 $1.63 $0.24 $0.67 $0.35 $1.65 $1.79 $0.16 $0.68 $0.54 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

GENWORTH FINANCIAL INC trades at about 18.6× earnings — above its 10-year norm (10-year range 1.9×–38.6×, median 10.6×).

1.9× 38.6×

Shaded band = 10-year range (1.9×–38.6×); dot = today's 18.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin——0.5%10.9%6.1%3.7%4.6%-0.1%7.1%-3.8%
Net margin3.1%4.1%1.0%12.2%10.9%2.1%4.5%1.5%10.9%-3.3%
Return on assets0.3%0.3%0.1%1.0%0.9%0.2%0.3%0.1%0.8%-0.3%
Return on equity2.3%3.2%0.9%11.0%5.5%1.1%2.3%0.8%5.3%-1.9%
Debt / equity0.15×0.16×0.19×0.19×0.12×0.22×0.22×0.26×0.28×0.29×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.