Stocktoria
Goosehead Insurance, Inc. GSHD
Goosehead Insurance, Inc. (GSHD) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the distress zone. It pays a dividend yielding 8.74% (safety: at-risk). FY2025 revenue was $365.3M at a 7.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.084 |
| Retained earnings / assets | -0.321 |
| EBIT / assets | 0.179 |
| Equity / liabilities | -0.282 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| GSHD | Goosehead Insurance, Inc. | 5/9 | 0.41 | 60 | +16.2% |
| LIFE | Ethos Technologies Inc. | 4/9 | 1.8 | 17.3 | +52% |
| ZBAO | Zhibao Technology Inc. | 3/9 | -5.62 | — | +50.8% |
| TWFG | TWFG, Inc. | 3/9 | 9.7 | — | +22% |
| HUIZ | Huize Holding Ltd | 5/9 | 0.76 | — | +32.2% |
| EHTH | eHealth, Inc. | 3/9 | 3.81 | 1.2 | +4.1% |
| WDH | Waterdrop Inc. | 5/9 | 4.31 | — | +49.8% |
All Finance, Insurance & Real Estate companies →
About Goosehead Insurance, Inc.
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers insurance service for homeowner's; automotive; dwelling property; flood, wind, and earthquake; excess liability or umbrella; general liability, and property and auto insurance for small businesses; life insurance; and motorcycle, recreational vehicle, and other insurance policies. It distributes its products and services through corporate and franchise locations. Goosehead Insurance, Inc. was founded in 2003 and is headquartered in Westlake, Texas.
FAQ
Is GSHD financially healthy?
Goosehead Insurance, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does GSHD pay a dividend, and is it safe?
Yes. Goosehead Insurance, Inc. pays a dividend yielding about 8.74% with a 523.8% payout ratio, rated “at-risk” for safety.
How profitable is GSHD?
In FY2025, Goosehead Insurance, Inc. had a net margin of 7.6%.
Is GSHD overvalued or undervalued?
Goosehead Insurance, Inc. trades at about 63.0× trailing earnings — below its 10-year norm (10-year range 59.5×–1301.7×, median 237.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for GSHD?
The average Wall-Street price target for Goosehead Insurance, Inc. is $65.17, about 0.6% below the recent price, from 12 analysts (consensus: buy).
Is GSHD a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Goosehead Insurance, Inc.: a Piotroski F-score of 5/9, an Altman Z″ in the distress zone, a P/E of about 60.0×, a dividend yield of 8.74%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.