Stocktoria

Guidewire Software, Inc. GWRE

NYSE · stock · Services-Prepackaged Software · website · IPO 2011-11-24 · LEI

Guidewire Software, Inc. (GWRE) earns a Piotroski F-score of 4/9 (mixed financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend.

Chart by TradingView
74/100
Stocktoria Quality Score · grade A
4/9
Piotroski F — financial health
2.97
Altman Z″ — distress risk · safe
Dividend yield · no dividend

Quality score trend · recomputed for each fiscal year

Piotroski F /9
2 2 2 5 3 2 1 4 3 4 2016201720182019202020212022202320242025
Altman Z″
10.73 8.51 6.03 6.42 5.71 4.67 3.52 2.38 1.87 2.97 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$173.08 as of 2026-08-01 · -20.2% 1y
$123.05$233.6452-wk
Market cap USD$10.1B
Beta0.93
Employees4,049

Analyst price target

$201.00 +16.1% vs last
consensus: buy · 14 analysts
target range $137.00 – $258.00 · median $206.00
6 strong buy · 8 buy · 2 hold
Recent analyst actions
DateFirmRating
2026-08-10Piper SandlerOverweight (init)
2026-07-23GuggenheimBuy (init)
2026-07-14JP MorganOverweight (main)
2026-07-02BTIGBuy (reit)
2026-06-25BTIGBuy (main)
2026-06-08DA DavidsonBuy (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Forward estimates · earnings calendar →

Forward EPS est.$4.08
Forward P / E42.4×

Consensus analyst estimates and scheduled dates — forward-looking, may change.

Smart money · insiders, last 12 months

Insiders net sold -$2.6M on the open market · 11 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

Revenue trend · last 10y · up

How it ranks in Services · percentile among 982 companies

Piotroski Fstronger than 35%
Revenue growthstronger than 83%

Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 4/9 tests passed

Altman Z″ components · safe zone

ComponentValue
Working capital / assets0.354
Retained earnings / assets-0.204
EBIT / assets0.015
Equity / liabilities1.153

Sector peers · similar-size Services companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
GWREGuidewire Software, Inc.4/92.97+22.6%
CVLTCOMMVAULT SYSTEMS INC5/9-0.0982.1+18.9%
BOXBOX INC5/9-1.2831.8+8%
MNDYmonday.com Ltd.5/94.1931.5+26.7%
KVYOKlaviyo, Inc.4/95.01+31.6%
GTMZoomInfo Technologies Inc.7/90.66.9+2.9%
BLKBBLACKBAUD INC8/9-0.111.7-2.3%

All Services companies →

About Guidewire Software, Inc.

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, Guidewire Data Studio, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.

FAQ

Is GWRE financially healthy?

Guidewire Software, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.

Does GWRE pay a dividend?

No, Guidewire Software, Inc. does not currently pay a dividend.

Is GWRE overvalued or undervalued?

Guidewire Software, Inc. trades at about 213.7× trailing earnings — below its 10-year norm (10-year range 89.2×–399.4×, median 307.6×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for GWRE?

The average Wall-Street price target for Guidewire Software, Inc. is $201.00, about 16.1% above the recent price, from 14 analysts (consensus: buy).

Is GWRE a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on Guidewire Software, Inc.: a Piotroski F-score of 4/9, an Altman Z″ in the safe zone. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-07-31. Facts plus Stocktoria's own computed scores — not investment advice.