Stocktoria
HANMI FINANCIAL CORP HAFC
HANMI FINANCIAL CORP (HAFC) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 3.35% (safety: moderate). FY2025 revenue was $270.2M at a 28.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HAFC | HANMI FINANCIAL CORP | 6/9 | — | 12.8 | +15.3% |
| FULT | FULTON FINANCIAL CORP | 3/9 | — | 11.8 | -6.5% |
| NBTB | NBT BANCORP INC | 4/9 | — | 15.2 | +10.4% |
| WBHC | WILSON BANK HOLDING CO | 6/9 | — | 243.5 | +14.2% |
| TBBK | Bancorp, Inc. | 5/9 | — | 11.4 | +20.8% |
| CHCO | CITY HOLDING CO | 6/9 | — | 14.5 | +3.2% |
| NBHC | National Bank Holdings Corp | 6/9 | — | 18.5 | +2.1% |
All Finance, Insurance & Real Estate companies →
About HANMI FINANCIAL CORP
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.
FAQ
Is HAFC financially healthy?
HANMI FINANCIAL CORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does HAFC pay a dividend, and is it safe?
Yes. HANMI FINANCIAL CORP pays a dividend yielding about 3.35% with a 42.9% payout ratio, rated “moderate” for safety.
How profitable is HAFC?
In FY2025, HANMI FINANCIAL CORP had a net margin of 28.2% and a return on equity of 9.6%.
Is HAFC overvalued or undervalued?
HANMI FINANCIAL CORP trades at about 12.8× trailing earnings — near its 10-year norm (10-year range 6.4×–18.9×, median 11.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for HAFC?
The average Wall-Street price target for HANMI FINANCIAL CORP is $33.38, about 3.5% above the recent price, from 4 analysts (consensus: hold).
Is HAFC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on HANMI FINANCIAL CORP: a Piotroski F-score of 6/9, a P/E of about 12.8×, a dividend yield of 3.35%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.