Stocktoria

HANMI FINANCIAL CORP HAFC

Nasdaq · stock · National Commercial Banks · website · IPO 1993-10-27 · LEI

HANMI FINANCIAL CORP statistics & valuation

Market cap$972.5M
P / E12.8×
P / S3.6×
P / B1.2×
Dividend yield3.35%
Net margin28.2%
Return on equity9.6%
Graham number +20%$38.69

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($38.69); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
37.30% 31.30% 26.50% 28.20% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
37.30% 31.30% 26.50% 28.20% 2016201720182019202020212022202320242025
Return on equity (%)
10.60% 9.70% 10.50% 5.80% 7.30% 15.30% 15.90% 11.40% 8.50% 9.60% 2016201720182019202020212022202320242025
Shares outstanding
32.3M 32.4M 32.1M 30.8M 30.7M 30.5M 30.5M 30.4M 30.2M 30.0M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.20% 1.00% 1.10% 0.60% 0.70% 1.40% 1.40% 1.10% 0.80% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.75 $1.69 $1.79 $1.06 $1.38 $3.22 $3.32 $2.62 $2.05 $2.51 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

HANMI FINANCIAL CORP trades at about 12.8× earnings — near its 10-year norm (10-year range 6.4×–18.9×, median 11.7×).

6.4× 18.9×

Shaded band = 10-year range (6.4×–18.9×); dot = today's 12.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin28.2%26.5%31.3%37.3%——————
Net margin28.2%26.5%31.3%37.3%——————
Return on assets1.0%0.8%1.1%1.4%1.4%0.7%0.6%1.1%1.0%1.2%
Return on equity9.6%8.5%11.4%15.9%15.3%7.3%5.8%10.5%9.7%10.6%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.