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Türkiye Halk Bankasi A.S. HALKB.IS

TR · XIST · XIST · stock · Financial Services · website

Türkiye Halk Bankasi A.S. statistics & valuation

Market cap₺245.6B
P / E9.1×
P / S1.4×
P / B1.1×
P / FCF1.2×
Net margin15.7%
FCF margin117.5%
Net cash₺449.7B
Enterprise value USD-$4.3B
Graham number +48.7%₺50.82

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₺50.82); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
23.20% 27.20% 28.40% 15.70% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
20.20% 11.90% 13.20% 12.40% 2022202320242025
Shares outstanding
7.18B 7.18B 7.18B 7.18B 2022202320242025
Net debt (₺)
-₺8.25B -₺193.49B -₺280.18B -₺449.72B 2022202320242025
Share buybacks (₺)
2022202320242025
Return on assets (%)
1.30% 0.70% 0.70% 0.60% 2022202320242025
Free cash flow margin (%)
57.80% 157.10% 366.30% 117.50% 2022202320242025
Debt / equity (×)
1.82× 0.81× 2.33× 2.21× 2022202320242025
EPS (₺)
₺4.10 ₺2.53 ₺3.07 ₺3.78 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Türkiye Halk Bankasi A.S. trades at about 9.1× earnings — above its 10-year norm (10-year range 2.6×–11.5×, median 6.6×).

2.6× 11.5×

Shaded band = 10-year range (2.6×–11.5×); dot = today's 9.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin15.7%28.4%27.2%23.2%
FCF margin117.5%366.3%157.1%57.8%
Return on assets0.6%0.7%0.7%1.3%
Return on equity12.4%13.2%11.9%20.2%

Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.