Stocktoria
HOME BANCORP, INC. HBCP
HOME BANCORP, INC. (HBCP) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.65% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HBCP | HOME BANCORP, INC. | 5/9 | — | 11.8 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About HOME BANCORP, INC.
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans. In addition, the company invests in loans and securities. Further, it offers debit and credit cards; account services; treasury management, such as online banking and bill pay, mobile banking, remote deposit capture, positive pay, and ACH positive pay services; merchant card services; and payroll cards. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
FAQ
Is HBCP financially healthy?
HOME BANCORP, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does HBCP pay a dividend, and is it safe?
Yes. HOME BANCORP, INC. pays a dividend yielding about 1.65% with a 19.5% payout ratio, rated “safe” for safety.
How profitable is HBCP?
In FY2025, HOME BANCORP, INC. had a return on equity of 10.6%.
Is HBCP overvalued or undervalued?
HOME BANCORP, INC. trades at about 12.3× trailing earnings — above its 10-year norm (10-year range 6.7×–18.8×, median 10.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for HBCP?
The average Wall-Street price target for HOME BANCORP, INC. is $68.12, about 5.5% below the recent price, from 4 analysts.
Is HBCP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on HOME BANCORP, INC.: a Piotroski F-score of 5/9, a P/E of about 11.8×, a dividend yield of 1.65%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.