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HOME BANCORP, INC. HBCP

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 2008-10-03

HOME BANCORP, INC. statistics & valuation

Market cap$544.0M
P / E11.8×
P / B1.3×
P / FCF12.3×
Graham number +18.7%$85.58

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($85.58); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.90% 6.10% 10.40% 8.80% 7.70% 13.80% 10.30% 11.00% 9.20% 10.60% 2016201720182019202020212022202320242025
Shares outstanding
7.4M 9.4M 9.5M 9.3M 8.7M 8.5M 8.3M 8.2M 8.1M 7.8M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 0.80% 1.50% 1.30% 1.00% 1.70% 1.10% 1.20% 1.10% 1.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.25 $2.28 $3.40 $3.05 $2.85 $5.77 $4.16 $4.99 $4.55 $5.87 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

HOME BANCORP, INC. trades at about 12.3× earnings — above its 10-year norm (10-year range 6.7×–18.8×, median 10.4×).

6.7× 18.8×

Shaded band = 10-year range (6.7×–18.8×); dot = today's 12.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.3%1.1%1.2%1.1%1.7%1.0%1.3%1.5%0.8%1.0%
Return on equity10.6%9.2%11.0%10.3%13.8%7.7%8.8%10.4%6.1%8.9%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.