Stocktoria

HILLS BANCORPORATION HBIA

OTC · stock · State Commercial Banks · website · IPO 2001-07-16

HILLS BANCORPORATION statistics & valuation

Market cap$777.8M
P / E12.9×
P / B1.4×
P / FCF11.9×
Graham number +45.6%$69.15

Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($69.15); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.90% 9.00% 11.00% 12.10% 9.30% 11.00% 11.20% 8.10% 9.70% 11.00% 2016201720182019202020212022202320242025
Shares outstanding
18.6M 18.7M 18.7M 18.7M 18.7M 18.6M 18.5M 18.4M 17.9M 17.6M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.20% 0.90% 1.20% 1.40% 1.00% 1.20% 1.20% 0.90% 1.00% 1.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.70 $1.50 $1.96 $2.42 $2.06 $2.58 $2.58 $2.08 $5.26 $6.81 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

HILLS BANCORPORATION trades at about earnings — below its 10-year norm (10-year range 11.7×–36.5×, median 28.3×).

36.5×

Shaded band = 10-year range (11.7×–36.5×); dot = today's 7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.3%1.0%0.9%1.2%1.2%1.0%1.4%1.2%0.9%1.2%
Return on equity11.0%9.7%8.1%11.2%11.0%9.3%12.1%11.0%9.0%10.9%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.