Habib Bank Limited HBL.KA

Name: HBL.KA quality scores
Creator: Stocktoria
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PK · XKAR · XKAR · stock

Habib Bank Limited (HBL.KA) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 12.84% (safety: safe). FY2025 revenue was ₨ 338.1B at a 19.7% net margin.

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4/9

Piotroski F — financial health

—

Altman Z″ — distress risk

39.9%

Dividend payout · safe

₨ 307.45 as of 2026-07-01 · +38.5% 1y

₨ 221.94₨ 343.9052-wk

Market cap USD$1.6B

P / E3.1×

Dividend yield12.84%

Net margin19.7%

Return on equity13.7%

Revenue trend · last 4y · up

Piotroski F breakdown · 4/9 tests passed

Positive return on assets
Positive operating cash flow
Rising ROA
Cash flow exceeds net income
Lower long-term debt
Rising current ratio
No share dilution
Rising gross margin
Rising asset turnover

FAQ

Is HBL.KA financially healthy?

Habib Bank Limited's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).

Does HBL.KA pay a dividend, and is it safe?

Yes. Habib Bank Limited pays a dividend yielding about 12.84% with a 39.9% payout ratio, rated “safe” for safety.

How profitable is HBL.KA?

In FY2025, Habib Bank Limited had a net margin of 19.7% and a return on equity of 13.7%.

Computed from company filings · PK · as of 2025-12-31. Figures in PKR. Facts plus Stocktoria's own computed scores — not investment advice.