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Habib Bank Limited HBL.KA
PK · XKAR · XKAR · stock
Habib Bank Limited financials (annual)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | ₨ 338.1B | ₨ 310.8B | ₨ 280.6B | ₨ 198.1B |
| SG&A expense | ₨ 15.7B | ₨ 18.8B | ₨ 19.0B | ₨ 7.4B |
| Interest expense | ₨ 405.8B | ₨ 567.6B | ₨ 470.2B | ₨ 270.5B |
| Income tax | ₨ 81.3B | ₨ 62.5B | ₨ 55.8B | ₨ 42.6B |
| Net income | ₨ 66.7B | ₨ 58.5B | ₨ 57.7B | ₨ 34.1B |
| EPS (diluted) | ₨ 45.48 | ₨ 39.85 | ₨ 39.32 | ₨ 23.23 |
| Operating cash flow | ₨ 1.70T | -₨ 12.2B | ₨ 711.7B | ₨ 49.1B |
| Free cash flow | ₨ 1.66T | -₨ 42.4B | ₨ 689.1B | ₨ 22.0B |
| Cash & equivalents | ₨ 633.7B | ₨ 543.0B | ₨ 641.4B | ₨ 341.9B |
| Goodwill | ₨ 5.0B | ₨ 4.7B | ₨ 4.8B | ₨ 3.7B |
| Total assets | ₨ 7.71T | ₨ 6.06T | ₨ 5.53T | ₨ 4.64T |
| Total debt | ₨ 251.5B | ₨ 293.2B | ₨ 163.9B | ₨ 175.6B |
| Total liabilities | ₨ 7.22T | ₨ 5.64T | ₨ 5.17T | ₨ 4.35T |
| Shareholders' equity | ₨ 486.9B | ₨ 409.2B | ₨ 363.2B | ₨ 282.1B |
Growth · year-over-year · Revenue CAGR 19.5%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | +8.8% | +10.8% | +41.6% | — |
| Net income growth | +14.1% | +1.4% | +69.3% | — |
| EPS growth | +14.1% | +1.3% | +69.3% | — |
| Free cash flow growth | — | -106.2% | +3033.8% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · PK · as of 2025-12-31. Figures in PKR. Facts plus Stocktoria's own computed scores — not investment advice.