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HDFC Life Insurance Company Limited HDFCLIFE.NS
HDFC Life Insurance Company Limited statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₹127.64); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
HDFC Life Insurance Company Limited trades at about 60.5× earnings — below its 10-year norm (10-year range 66.2×–88.4×, median 82.6×).
Shaded band = 10-year range (66.2×–88.4×); dot = today's 60.5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Net margin | 2.1% | 2.0% | 1.6% | 1.9% |
| Return on assets | 0.5% | 0.5% | 0.5% | 0.6% |
| Return on equity | 10.8% | 11.2% | 10.7% | 10.5% |
| Debt / equity | 0.17× | 0.18× | 0.06× | 0.07× |
Computed from company filings · IN · as of 2026-03-31. Figures in INR. Facts plus Stocktoria's own computed scores — not investment advice.