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Home Federal Bancorp, Inc. of Louisiana HFBL

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2005-01-21

Home Federal Bancorp, Inc. of Louisiana statistics & valuation

Market cap$64.1M
P / E16.5×
P / S49.2×
P / B1.2×
Dividend yield2.54%
Net margin298.4%
Return on equity7.0%
Graham number -4.2%$22.52

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($22.52); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
486.50% 377.50% 541.40% 424.80% 386.20% 324.00% 298.40% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.80% 7.90% 7.60% 9.40% 7.60% 10.20% 9.30% 11.30% 6.80% 7.00% 2016201720182019202020212022202320242025
Shares outstanding
3.9M 3.9M 3.8M 3.8M 3.6M 3.4M 3.5M 3.2M 3.1M 3.1M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.90% 0.90% 0.80% 1.10% 0.70% 0.90% 0.80% 0.90% 0.60% 0.60% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.87 $0.95 $0.94 $1.25 $1.07 $1.57 $1.41 $1.81 $1.17 $1.26 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Home Federal Bancorp, Inc. of Louisiana trades at about 18.7× earnings — above its 10-year norm (10-year range 8.6×–17.4×, median 12.6×).

8.6× 18.7×

Shaded band = 10-year range (8.6×–17.4×); dot = today's 18.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin298.4%324.0%386.2%424.8%541.4%377.5%486.5%———
Return on assets0.6%0.6%0.9%0.8%0.9%0.7%1.1%0.8%0.9%0.9%
Return on equity7.0%6.8%11.3%9.3%10.2%7.6%9.4%7.6%7.9%7.8%

Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.