Stocktoria
HARTFORD INSURANCE GROUP, INC. HIG
HARTFORD INSURANCE GROUP, INC. (HIG) earns a Piotroski F-score of 7/9 (strong financial health). It pays a dividend yielding 1.61% (safety: safe). FY2025 revenue was $28.4B at a 13.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-28 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-07-27 | RBC Capital | Sector Perform (main) |
| 2026-07-27 | Wells Fargo | Overweight (main) |
| 2026-07-20 | JP Morgan | Neutral (main) |
| 2026-07-15 | Piper Sandler | Neutral (down) |
| 2026-07-10 | Evercore ISI Group | In-Line (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HIG | HARTFORD INSURANCE GROUP, INC. | 7/9 | — | 9.6 | +6.9% |
| AIG | AMERICAN INTERNATIONAL GROUP, INC. | 5/9 | — | 12.9 | -1.7% |
| ACGL | ARCH CAPITAL GROUP LTD. | 5/9 | — | 7.7 | +14.3% |
| L | LOEWS CORP | 6/9 | — | 14 | +5.4% |
| EG | EVEREST GROUP, LTD. | 4/9 | — | 8.8 | +1.2% |
| MKL | MARKEL GROUP INC. | 5/9 | — | 11.4 | +4.7% |
| CNA | CNA FINANCIAL CORP | 7/9 | — | 10.2 | +5% |
All Finance, Insurance & Real Estate companies →
About HARTFORD INSURANCE GROUP, INC.
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
FAQ
Is HIG financially healthy?
HARTFORD INSURANCE GROUP, INC.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak).
Does HIG pay a dividend, and is it safe?
Yes. HARTFORD INSURANCE GROUP, INC. pays a dividend yielding about 1.61% with a 15.4% payout ratio, rated “safe” for safety.
How profitable is HIG?
In FY2025, HARTFORD INSURANCE GROUP, INC. had a net margin of 13.5% and a return on equity of 20.2%.
Is HIG overvalued or undervalued?
HARTFORD INSURANCE GROUP, INC. trades at about 10.3× trailing earnings — near its 10-year norm (10-year range 9.5×–21.5×, median 10.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for HIG?
The average Wall-Street price target for HARTFORD INSURANCE GROUP, INC. is $149.85, about 9.0% above the recent price, from 20 analysts (consensus: buy).
Is HIG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on HARTFORD INSURANCE GROUP, INC.: a Piotroski F-score of 7/9, a P/E of about 9.6×, a dividend yield of 1.61%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.