Stocktoria
Hannover Rück SE HNR1.DE
Hannover Rück SE statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€229.84); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Hannover Rück SE trades at about 11.4× earnings — below its 10-year norm (10-year range 10.9×–28.8×, median 14.7×).
Shaded band = 10-year range (10.9×–28.8×); dot = today's 11.4×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 11.0% | 9.7% | 8.3% | 3.5% |
| Return on assets | 3.7% | 3.2% | 2.8% | 1.2% |
| Return on equity | 20.4% | 19.7% | 18.0% | 8.6% |
| Debt / equity | 0.31× | 0.39× | 0.47× | 0.60× |
Computed from company filings · DE · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.