Stocktoria
Hanover Bancorp, Inc. /MD HNVR
Hanover Bancorp, Inc. /MD (HNVR) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 1.81% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HNVR | Hanover Bancorp, Inc. /MD | 3/9 | — | 22.2 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About Hanover Bancorp, Inc. /MD
Hanover Bancorp, Inc. operates as the bank holding company for Hanover Community Bank that provides banking products and services for small and medium-sized businesses, municipalities, and individuals. It offers a full-service bank providing personal and business lending and deposit services. The company offers checking, savings, money market, time deposit, NOW, and individual retirement accounts, as well as certificates of deposit. It also provides residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, and small business administration loans, as well as home equity, multi-family, business, bridge, and other personal purpose loans. In addition, the company offers cards, cash management, and online and mobile banking services, as well as merchant, professional, and digital solutions. It operates banking offices in Kings, Nassau, Suffolk, New York, and Queens counties, New York; and Monmouth County, New Jersey. The company was founded in 2008 and is headquartered in Mineola, New York.
FAQ
Is HNVR financially healthy?
Hanover Bancorp, Inc. /MD's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does HNVR pay a dividend, and is it safe?
Yes. Hanover Bancorp, Inc. /MD pays a dividend yielding about 1.81% with a 40.2% payout ratio, rated “moderate” for safety.
How profitable is HNVR?
In FY2025, Hanover Bancorp, Inc. /MD had a return on equity of 3.7%.
Is HNVR overvalued or undervalued?
Hanover Bancorp, Inc. /MD trades at about 27.2× trailing earnings — above its 10-year norm (10-year range 5.6×–23.1×, median 16.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for HNVR?
The average Wall-Street price target for Hanover Bancorp, Inc. /MD is $24.25, about 10.9% below the recent price, from 2 analysts.
Is HNVR a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Hanover Bancorp, Inc. /MD: a Piotroski F-score of 3/9, a P/E of about 22.2×, a dividend yield of 1.81%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.