Stocktoria

EFG Holding Company S.A.E HRHO.CA

EG · XCAI · XCAI · stock

EFG Holding Company S.A.E statistics & valuation

Market capE£30.9B
P / E7.6×
P / S0.7×
P / B0.9×
Net margin8.8%
FCF margin-52.0%
Net debtE£17.9B
Enterprise value USD$1.2B
Earnings yield EBIT/EV55.6%
Return on capital33.6%
Graham number +47.7%E£39.63

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (E£39.63); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
13.20% 11.60% 12.10% 8.80% 2022202320242025
Gross margin (%)
62.70% 68.50% 66.50% 72.20% 2022202320242025
Operating margin (%)
45.20% 53.20% 58.80% 59.10% 2022202320242025
Return on equity (%)
9.50% 10.70% 12.50% 11.50% 2022202320242025
Shares outstanding
1.44B 1.44B 1.44B 1.44B 2022202320242025
Net debt (E£)
-E£6.02B -E£4.85B -E£6.59B E£17.91B 2022202320242025
Share buybacks (E£)
E£0 E£400.0M E£0 2022202320242025
Return on assets (%)
1.70% 2.00% 2.30% 1.80% 2022202320242025
Free cash flow margin (%)
83.40% -41.10% -41.20% -52.00% 2022202320242025
Debt / equity (×)
0.97× 1.00× 1.06× 1.55× 2022202320242025
EPS (E£)
E£1.26 E£1.52 E£2.94 E£2.83 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

EFG Holding Company S.A.E trades at about 9.5× earnings — below its 10-year norm (10-year range 7.3×–15.1×, median 11.9×).

7.3× 15.1×

Shaded band = 10-year range (7.3×–15.1×); dot = today's 9.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Gross margin72.2%66.5%68.5%62.7%
Operating margin59.1%58.8%53.2%45.2%
Net margin8.8%12.1%11.6%13.2%
FCF margin-52.0%-41.2%-41.1%83.4%
Return on assets1.8%2.3%2.0%1.7%
Return on equity11.5%12.5%10.7%9.5%
Debt / equity0.62×0.28×0.33×0.26×
Current ratio0.790.830.860.82

Computed from company filings · EG · as of 2025-12-31. Figures in EGP. Facts plus Stocktoria's own computed scores — not investment advice.