Stocktoria

Hiscox Ltd HSX.L

GB · London Stock Exchange · XLON · stock · Financial Services · website

Hiscox Ltd statistics & valuation

P / E9.5×
P / S1.5×
P / B1.5×
P / FCF217.1×
Net margin15.3%
FCF margin0.7%
Net debt$24.0M
Enterprise value$7.8B
Graham number -98.8%$22.06

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($22.06); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
8.90% 19.90% 17.10% 15.30% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
9.60% 21.60% 17.00% 15.30% 2022202320242025
Shares outstanding
319.3M 319.3M 319.3M 319.3M 2022202320242025
Net debt ($)
-$635.1M -$682.8M -$484.0M $24.0M 2022202320242025
Share buybacks ($)
$0 $149.1M $275.7M 2022202320242025
Return on assets (%)
2.50% 6.40% 5.60% 5.00% 2022202320242025
Free cash flow margin (%)
10.20% 5.30% 2.00% 0.70% 2022202320242025
Debt / equity (×)
0.27× 0.23× 0.20× 0.23× 2022202320242025
EPS ($)
$0.74 $2.02 $1.78 $1.75 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Hiscox Ltd trades at about 1025.7× earnings — above its 10-year norm (10-year range 515.6×–1523.7×, median 846.9×).

515.6× 1523.7×

Shaded band = 10-year range (515.6×–1523.7×); dot = today's 1025.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin15.3%17.1%19.9%8.9%
FCF margin0.7%2.0%5.3%10.2%
Return on assets5.0%5.6%6.4%2.5%
Return on equity15.3%17.0%21.6%9.6%
Debt / equity0.21×0.18×0.20×0.24×

Computed from company filings · GB · as of 2025-12-31. Figures in USD. Facts plus Stocktoria's own computed scores — not investment advice.