Stocktoria
HomeTrust Bancshares, Inc. HTB
HomeTrust Bancshares, Inc. (HTB) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.02% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HTB | HomeTrust Bancshares, Inc. | 4/9 | — | 12.8 | -1.9% |
| NRIM | NORTHRIM BANCORP INC | 6/9 | — | 9.6 | +30.4% |
| EBC | Eastern Bankshares, Inc. | 3/9 | — | 57.9 | +19.1% |
| PFS | PROVIDENT FINANCIAL SERVICES INC | 5/9 | — | 10.6 | +7.1% |
| AX | Axos Financial, Inc. | 5/9 | — | 12.6 | +1.8% |
| BKU | BankUnited, Inc. | 7/9 | — | 13.3 | +7.4% |
| CFFN | Capitol Federal Financial, Inc. | 5/9 | — | 15.8 | +6.5% |
All Finance, Insurance & Real Estate companies →
About HomeTrust Bancshares, Inc.
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
FAQ
Is HTB financially healthy?
HomeTrust Bancshares, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does HTB pay a dividend, and is it safe?
Yes. HomeTrust Bancshares, Inc. pays a dividend yielding about 1.02% with a 13.0% payout ratio, rated “safe” for safety.
How profitable is HTB?
In FY2025, HomeTrust Bancshares, Inc. had a return on equity of 10.7%.
Is HTB overvalued or undervalued?
HomeTrust Bancshares, Inc. trades at about 13.4× trailing earnings — below its 10-year norm (10-year range 8.7×–66.1×, median 17.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for HTB?
The average Wall-Street price target for HomeTrust Bancshares, Inc. is $50.06, about 0.5% above the recent price, from 4 analysts.
Is HTB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on HomeTrust Bancshares, Inc.: a Piotroski F-score of 4/9, a P/E of about 12.8×, a dividend yield of 1.02%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.