Stocktoria

HomeTrust Bancshares, Inc. HTB

NYSE · stock · Savings Institution, Federally Chartered · website · IPO 2011-12-27

HomeTrust Bancshares, Inc. statistics & valuation

Market cap$824.1M
P / E12.8×
P / B1.4×
P / FCF18.2×
Graham number +8.3%$53.93

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($53.93); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
3.20% 3.00% 2.00% 6.60% 5.60% 4.00% 9.20% 9.50% 9.90% 10.70% 2016201720182019202020212022202320242025
Shares outstanding
18.0M 19.0M 19.0M 18.4M 17.3M 16.6M 15.8M 17.4M 17.5M 17.3M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.40% 0.40% 0.20% 0.80% 0.60% 0.40% 1.00% 1.00% 1.20% 1.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
136.60% 274.20% 49.50% -397.30% -62.90% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.65 $0.65 $0.44 $1.46 $1.30 $0.94 $2.23 $2.80 $3.20 $3.72 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

HomeTrust Bancshares, Inc. trades at about 13.4× earnings — below its 10-year norm (10-year range 8.7×–66.1×, median 17.9×).

8.7× 66.1×

Shaded band = 10-year range (8.7×–66.1×); dot = today's 13.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin151.1%215.5%243.9%81.1%131.6%
FCF margin-62.9%-397.3%49.5%274.2%136.6%
Return on assets1.4%1.2%1.0%1.0%0.4%0.6%0.8%0.2%0.4%0.4%
Return on equity10.7%9.9%9.5%9.2%4.0%5.6%6.6%2.0%3.0%3.2%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.