Stocktoria
Hilltop Holdings Inc. HTH
Hilltop Holdings Inc. (HTH) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 1.94% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-02-03 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2025-10-27 | Stephens & Co. | Equal-Weight (main) |
| 2025-04-30 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2025-02-03 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2024-12-04 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2024-07-30 | Stephens & Co. | Equal-Weight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HTH | Hilltop Holdings Inc. | 3/9 | — | 14.1 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About Hilltop Holdings Inc.
Hilltop Holdings Inc. provides business and consumer banking services. The company operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is headquartered in Dallas, Texas.
FAQ
Is HTH financially healthy?
Hilltop Holdings Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does HTH pay a dividend, and is it safe?
Yes. Hilltop Holdings Inc. pays a dividend yielding about 1.94% with a 27.4% payout ratio, rated “safe” for safety.
How profitable is HTH?
In FY2025, Hilltop Holdings Inc. had a return on equity of 7.5%.
Is HTH overvalued or undervalued?
Hilltop Holdings Inc. trades at about 14.9× trailing earnings — below its 10-year norm (10-year range 6.0×–20.4×, median 17.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for HTH?
The average Wall-Street price target for Hilltop Holdings Inc. is $39.67, about 0.8% above the recent price, from 3 analysts.
Is HTH a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Hilltop Holdings Inc.: a Piotroski F-score of 3/9, a P/E of about 14.1×, a dividend yield of 1.94%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.