Stocktoria

Hilltop Holdings Inc. HTH

NYSE · stock · State Commercial Banks · website · IPO 2004-02-12 · LEI

Hilltop Holdings Inc. statistics & valuation

P / E14.1×
P / B1.1×
Graham number +15.9%$45.63

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($45.63); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.80% 6.90% 6.20% 10.60% 19.10% 14.70% 5.50% 5.10% 5.10% 7.50% 2016201720182019202020212022202320242025
Shares outstanding
98.6M 97.4M 95.1M 92.4M 89.3M 81.2M 70.6M 65.2M 65.0M 62.7M 2016201720182019202020212022202320242025
Net debt ($)
-$372.9M -$278.6M $228.9M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 1.00% 0.90% 1.50% 2.60% 2.00% 0.70% 0.70% 0.70% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.17× 0.11× 0.12× 2016201720182019202020212022202320242025
EPS ($)
$1.48 $1.36 $1.28 $2.44 $5.01 $4.61 $1.60 $1.69 $1.74 $2.64 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Hilltop Holdings Inc. trades at about 14.9× earnings — below its 10-year norm (10-year range 6×–20.4×, median 17.3×).

20.4×

Shaded band = 10-year range (6×–20.4×); dot = today's 14.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.0%0.7%0.7%0.7%2.0%2.6%1.5%0.9%1.0%1.1%
Return on equity7.5%5.1%5.1%5.5%14.7%19.1%10.6%6.2%6.9%7.8%
Debt / equity0.12×0.11×0.17×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.