Stocktoria
HomesToLife Ltd HTLM
HomesToLife Ltd (HTLM) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 7.23% (safety: no dividend). FY2025 revenue was $377.9M at a 4.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.31 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.147 |
| Retained earnings / assets | 0.02 |
| EBIT / assets | 0.139 |
| Equity / liabilities | 0.25 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HTLM | HomesToLife Ltd | 6/9 | 2.22 | 9.9 | +12.8% |
| LOVE | Lovesac Co | 6/9 | 2.04 | 61 | +2.4% |
| HVT | HAVERTY FURNITURE COMPANIES INC | 5/9 | — | 21.2 | +5% |
| ARHS | Arhaus, Inc. | 4/9 | 2.16 | 17.7 | +8.5% |
| RH | RH | 6/9 | 0.53 | 24.1 | +8.1% |
| WMT | Walmart Inc. | 6/9 | 2.01 | 44 | +4.7% |
| CVS | CVS HEALTH Corp | 5/9 | 0.99 | 75.3 | +7.8% |
About HomesToLife Ltd
HomesToLife Ltd. operates as a home furniture company in Asia Pacific, Europe, and North America. It operates through three segments: Retail, Export sales, and Leather Trading segments. The company sells upholstered furniture and related home furnishing products to end consumers through its retail store network. It also provides customized leather and fabric upholstered furniture; and case goods. The company is headquartered in Singapore.
FAQ
Is HTLM financially healthy?
HomesToLife Ltd's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does HTLM pay a dividend, and is it safe?
Yes. HomesToLife Ltd pays a dividend yielding about 7.23% with a None payout ratio, rated “no dividend” for safety.
How profitable is HTLM?
In FY2025, HomesToLife Ltd had a net margin of 4.4% and a return on equity of 59.5%.
What is HTLM's P/E ratio?
HomesToLife Ltd's trailing price-to-earnings (P/E) ratio is about 9.9×, based on its latest annual earnings.
Is HTLM a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on HomesToLife Ltd: a Piotroski F-score of 6/9, an Altman Z″ in the grey zone, a P/E of about 9.9×, a dividend yield of 7.23%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.