Stocktoria

Huize Holding Ltd HUIZ

Nasdaq · stock · Insurance Agents, Brokers & Service · website · IPO 2020-02-12

Huize Holding Ltd (HUIZ) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $226.3M at a 0.3% net margin.

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38/100
Stocktoria Quality Score · grade D
5/9
Piotroski F — financial health
0.76
Altman Z″ — distress risk · distress
Dividend yield · no dividend
-2.46
Beneish M-score — earnings quality · low

Quality score trend · recomputed for each fiscal year

Piotroski F /9
6 3 2 3 8 2 5 2019202020212022202320242025
Altman Z″
-1.98 4.83 -0.34 -0.22 1.05 0.50 0.76 2019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$1.26 as of 2026-08-01 · -48.8% 1y
$1.11$3.4952-wk

Beneish M-score: -2.46 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.

Net margin 5y avg-0.3%
Return on equity 5y avg-4.2%
Beta0.84
Employees853

Analyst price target

$2.86 +126.6% vs last
· 1 analysts
target range $2.86 – $2.86

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Revenue trend · last 8y · down

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 70%
Net marginstronger than 31%
Return on equitystronger than 26%
Revenue growthstronger than 86%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 5/9 tests passed

Altman Z″ components · distress zone

ComponentValue
Working capital / assets0.213
Retained earnings / assets-0.485
EBIT / assets0.007
Equity / liabilities0.853

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
HUIZHuize Holding Ltd5/90.76+32.2%
TWFGTWFG, Inc.3/99.7+22%
ZBAOZhibao Technology Inc.3/9-5.62+50.8%
GSHDGoosehead Insurance, Inc.5/90.4160+16.2%
LIFEEthos Technologies Inc.4/91.817.3+52%
RDZNRoadzen Inc.3/9+24.2%
XHGXChange TEC.INC2/9+24.9%

All Finance, Insurance & Real Estate companies →

About Huize Holding Ltd

Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platforms through various internet channels in Mainland China, Hong Kong, and internationally. The company offers life and health insurance products comprising term and whole life, annuity, critical illness, reimbursement-based, and illness and disease insurance. It also provides property and casualty insurance products consisting of travel, individual casualty, and corporate liability insurance products; commercial property insurance; and cargo insurance, including logistics liability, international freight forwarder liability, and international cargo bill of lading liability insurance. In addition, the company offers offline insurance intermediary services; digital and technology development services; insurance brokerage and agency services; and investment and investment consulting services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.

FAQ

Is HUIZ financially healthy?

Huize Holding Ltd's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.

Does HUIZ pay a dividend?

No, Huize Holding Ltd does not currently pay a dividend.

How profitable is HUIZ?

In FY2025, Huize Holding Ltd had a net margin of 0.3% and a return on equity of 0.9%.

What is the analyst price target for HUIZ?

The average Wall-Street price target for Huize Holding Ltd is $2.86, about 126.6% above the recent price, from 1 analysts.

Is HUIZ a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on Huize Holding Ltd: a Piotroski F-score of 5/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.