Stocktoria
HAWTHORN BANCSHARES, INC. HWBK
HAWTHORN BANCSHARES, INC. (HWBK) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.96% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| HWBK | HAWTHORN BANCSHARES, INC. | 5/9 | — | 11.7 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About HAWTHORN BANCSHARES, INC.
Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides various banking products and services to families and businesses. It offers checking and savings accounts, and certificates of deposit. The company also provides commercial and industrial, single payment personal, mortgage, installment, and commercial and residential real estate loans. In addition, it provides trust, wealth and treasury management, and brokerage services; and safety deposit boxes, debit cards, and internet banking services. Hawthorn Bancshares, Inc. was formerly known as Exchange National Bancshares, Inc. and changed its name to Hawthorn Bancshares, Inc. in 2007. The company was founded in 1865 and is headquartered in Jefferson City, Missouri.
FAQ
Is HWBK financially healthy?
HAWTHORN BANCSHARES, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does HWBK pay a dividend, and is it safe?
Yes. HAWTHORN BANCSHARES, INC. pays a dividend yielding about 1.96% with a 22.8% payout ratio, rated “safe” for safety.
How profitable is HWBK?
In FY2025, HAWTHORN BANCSHARES, INC. had a return on equity of 13.7%.
Is HWBK overvalued or undervalued?
HAWTHORN BANCSHARES, INC. trades at about 11.7× trailing earnings — near its 10-year norm (10-year range 7.5×–180.0×, median 12.5×). Stocktoria reports the data, not buy/sell advice.
Is HWBK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on HAWTHORN BANCSHARES, INC.: a Piotroski F-score of 5/9, a P/E of about 11.7×, a dividend yield of 1.96%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.