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HAWTHORN BANCSHARES, INC. HWBK

Nasdaq · stock · National Commercial Banks · website · IPO 2000-06-19

HAWTHORN BANCSHARES, INC. statistics & valuation

Market cap$277.4M
P / E11.7×
P / B1.6×
P / FCF12.1×
Dividend yield1.96%
Return on equity13.7%
Graham number +9.9%$44.01

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($44.01); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.00% 3.70% 10.80% 14.00% 10.90% 15.10% 16.30% 0.70% 12.20% 13.70% 2016201720182019202020212022202320242025
Shares outstanding
6.1M 6.3M 6.5M 6.8M 7.0M 7.1M 7.1M 7.0M 7.0M 6.9M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.60% 0.20% 0.70% 1.10% 0.80% 1.20% 1.10% 0.10% 1.00% 1.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.19 $0.54 $1.64 $2.38 $2.04 $3.15 $2.94 $0.14 $2.61 $3.43 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

HAWTHORN BANCSHARES, INC. trades at about 11.7× earnings — near its 10-year norm (10-year range 7.5×–180×, median 12.5×).

7.5× 180×

Shaded band = 10-year range (7.5×–180×); dot = today's 11.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.3%1.0%0.1%1.1%1.2%0.8%1.1%0.7%0.2%0.6%
Return on equity13.7%12.2%0.7%16.3%15.1%10.9%14.0%10.8%3.7%8.0%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.