Stocktoria
Hoyne Bancorp, Inc. HYNE
Nasdaq · XNAS · stock · Savings Institutions, Not Federally Chartered · website · IPO 2025-12-04
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4/9
Piotroski F — financial health
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Altman Z″ — distress risk
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Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 |
|---|---|---|
| Financials | ||
| Net income | $232,690 | -$2.0M |
| Operating cash flow | $1.2M | -$2.8M |
| Free cash flow | $201,986 | -$3.8M |
| Total assets | $489.4M | $449.5M |
| Total liabilities | $328.0M | $363.7M |
| Shareholders' equity | $161.4M | $85.8M |
| Ratios | ||
| Return on assets | 0.0% | -0.4% |
| Return on equity | 0.1% | -2.3% |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0002073153 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.