INTERNATIONAL BANCSHARES CORP IBOC
Nasdaq · XNAS · stock · State Commercial Banks
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
21.1%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $412.3M | — | $472.9M | $3.3B |
| 2024 | — | $409.2M | — | $459.8M | $2.8B |
| 2023 | — | $411.8M | — | $446.9M | $2.4B |
| 2022 | — | $300.2M | — | $368.7M | $2.0B |
| 2021 | — | $253.9M | — | $281.3M | $2.3B |
| 2020 | — | $167.3M | — | $298.4M | $2.2B |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000315709 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.