Stocktoria
IDFC First Bank Limited IDFCFIRSTB.NS
IDFC First Bank Limited (IDFCFIRSTB.NS) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 0.40% (safety: safe). FY2026 revenue was ₹290.9B at a 5.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Financial Services · percentile among 233 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About IDFC First Bank Limited
IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer's credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is headquartered in Mumbai, India.
FAQ
Is IDFCFIRSTB.NS financially healthy?
IDFC First Bank Limited's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does IDFCFIRSTB.NS pay a dividend, and is it safe?
Yes. IDFC First Bank Limited pays a dividend yielding about 0.40% with a 18.4% payout ratio, rated “safe” for safety.
How profitable is IDFCFIRSTB.NS?
In FY2026, IDFC First Bank Limited had a net margin of 5.5% and a return on equity of 3.4%.
Is IDFCFIRSTB.NS overvalued or undervalued?
IDFC First Bank Limited trades at about 45.5× trailing earnings — above its 10-year norm (10-year range 15.7×–37.0×, median 32.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for IDFCFIRSTB.NS?
The average Wall-Street price target for IDFC First Bank Limited is ₹76.37, about 10.7% below the recent price, from 19 analysts (consensus: hold).
Is IDFCFIRSTB.NS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on IDFC First Bank Limited: a Piotroski F-score of 4/9, a P/E of about 45.8×, a dividend yield of 0.40%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · IN · as of 2026-03-31. Figures in INR. Facts plus Stocktoria's own computed scores — not investment advice.