Stocktoria
International General Insurance Holdings Ltd. IGIC
Nasdaq · XNAS · stock · Insurance Carriers, NEC · website · IPO 2018-04-10
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
36.3%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Financials | ||||
| Revenue | $516.9M | $539.0M | $499.2M | $393.2M |
| Operating income | — | — | -$345.9M | -$305.7M |
| Net income | $127.2M | $135.2M | $118.2M | $89.2M |
| Operating cash flow | $108.1M | $209.5M | $196.6M | $154.9M |
| Free cash flow | — | — | $193.4M | $153.6M |
| Total assets | $2.1B | $2.0B | $1.8B | $1.6B |
| Total liabilities | $1.4B | $1.4B | $1.3B | $1.2B |
| Shareholders' equity | $710.1M | $654.8M | $540.4M | $410.9M |
| Ratios | ||||
| Operating margin | — | — | -69.3% | -77.7% |
| Net margin | 24.6% | 25.1% | 23.7% | 22.7% |
| FCF margin | — | — | 38.7% | 39.1% |
| Return on assets | 6.1% | 6.6% | 6.4% | 5.6% |
| Return on equity | 17.9% | 20.6% | 21.9% | 21.7% |
| Revenue growth | -4.1% | 8.0% | 27.0% | — |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001794338 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.