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International Money Express, Inc. IMXI

Nasdaq · stock · Services-Business Services, NEC · website · IPO 2017-01-25

International Money Express, Inc. statistics & valuation

Market cap$428.8M
P / E13.1×
P / S0.7×
P / B2.7×
P / FCF27.1×
Net margin5.4%
Return on equity20.3%
FCF margin2.6%
Net debt$26.1M
Net debt / EBITDA0.4×
Enterprise value USD$455.0M
EV / EBITDA6.2×
Earnings yield EBIT/EV12.2%
Return on capital14.8%
Graham number +0.3%$11.39

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($11.39); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-5.10% -2.60% 6.10% 9.50% 10.20% 10.50% 9.00% 8.90% 5.40% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
0.90% 4.80% 11.40% 14.80% 14.80% 15.20% 14.50% 14.40% 9.20% 2016201720182019202020212022202320242025
Return on equity (%)
0.00% -28.30% -16.30% 35.00% 35.80% 32.70% 38.20% 39.90% 43.60% 20.30% 2016201720182019202020212022202320242025
Shares outstanding
5.3M 17.2M 36.2M 38.0M 38.4M 39.1M 38.6M 36.4M 32.9M 30.2M 2016201720182019202020212022202320242025
Net debt ($)
$48.9M $40.3M $1.5M $5.7M -$53.3M $742000 -$58.1M $26.1M $26.1M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
-0.30% -4.70% -3.20% 8.60% 13.00% 13.80% 11.20% 10.30% 12.70% 6.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
1.50% 5.30% 14.40% -1.40% 14.70% 0.50% 19.80% 3.50% 2.60% 2016201720182019202020212022202320242025
Debt / equity (×)
3.01× 2.55× 1.57× 0.85× 0.55× 1.00× 1.21× 1.16× 1.21× 2016201720182019202020212022202320242025
EPS ($)
-$0.28 $0.52 $0.88 $1.20 $1.48 $1.63 $1.79 $1.08 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

International Money Express, Inc. trades at about 10.5× earnings — below its 10-year norm (10-year range 10.6×–20.3×, median 14.3×).

10.5× 20.3×

Shaded band = 10-year range (10.6×–20.3×); dot = today's 10.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin9.2%14.4%14.5%15.2%14.8%14.8%11.4%4.8%0.9%—
Net margin5.4%8.9%9.0%10.5%10.2%9.5%6.1%-2.6%-5.1%—
FCF margin2.6%3.5%19.8%0.5%14.7%-1.4%14.4%5.3%1.5%—
Return on assets6.3%12.7%10.3%11.2%13.8%13.0%8.6%-3.2%-4.7%-0.3%
Return on equity20.3%43.6%39.9%38.2%32.7%35.8%35.0%-16.3%-28.3%-0.0%
Debt / equity1.21×1.16×1.21×1.00×0.55×0.85×1.57×2.55×3.01×—
Current ratio2.511.961.942.072.262.221.772.041.640.18

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.