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ING Groep N.V. INGA.AS

NL · Euronext Amsterdam · XAMS · stock · Financial Services · website

ING Groep N.V. financials (annual)

Revenue
€18.89B €22.67B €22.55B €22.90B 2022202320242025
Net income
€3.67B €7.29B €6.39B €6.33B 2022202320242025
Free cash flow
-€11.34B -€11.59B -€22.88B -€6.73B 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue€22.9B€22.6B€22.7B€18.9B
SG&A expense€7.6B€7.1B
Interest expense€36.4B€43.9B€36.3B€14.7B
Income tax€2.5B€2.6B€3.0B€1.7B
Net income€6.3B€6.4B€7.3B€3.7B
EPS (diluted)€2.12€1.98€2.04€1.01
Operating cash flow-€6.4B-€22.5B-€11.3B-€11.1B
Free cash flow-€6.7B-€22.9B-€11.6B-€11.3B
Cash & equivalents€52.9B€70.4B€90.2B€87.6B
Goodwill€477.0M€476.0M€469.0M€464.0M
Total assets€1.05T€1.02T€975.6B€967.8B
Total debt€179.2B€171.3B€150.0B€119.5B
Total liabilities€1.00T€969.2B€923.4B€917.4B
Shareholders' equity€49.7B€50.3B€51.2B€49.9B

Growth · year-over-year · Revenue CAGR 6.6%

MetricFY2025FY2024FY2023FY2022
Revenue growth+1.5%-0.5%+20.0%
Net income growth-1.0%-12.3%+98.3%
EPS growth+7.1%-2.9%+102.0%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · NL · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.