Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Türkiye Is Bankasi A.S. trades at about 5.5× earnings — below its 10-year norm (10-year range 1.8×–7.8×, median 6.1×).

1.8× 7.8×

Shaded band = 10-year range (1.8×–7.8×); dot = today's 5.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

Ratio	FY2025	FY2024	FY2023	FY2022
Net margin	16.0%	16.2%	30.8%	40.2%
FCF margin	—	—	—	56.1%
Return on assets	1.3%	1.2%	2.4%	3.6%
Return on equity	15.9%	14.3%	26.9%	32.2%

Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.