Stocktoria
Türkiye Is Bankasi A.S. ISCTR.IS
Türkiye Is Bankasi A.S. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₺32.34); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Türkiye Is Bankasi A.S. trades at about 4.6× earnings — below its 10-year norm (10-year range 1.8×–7.8×, median 6.1×).
Shaded band = 10-year range (1.8×–7.8×); dot = today's 4.6×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 16.0% | 16.2% | 30.8% | 40.2% |
| FCF margin | — | — | — | 56.1% |
| Return on assets | 1.3% | 1.2% | 2.4% | 3.6% |
| Return on equity | 15.9% | 14.3% | 26.9% | 32.2% |
Computed from company filings · TR · as of 2025-12-31. Figures in TRY. Facts plus Stocktoria's own computed scores — not investment advice.