Stocktoria

Investar Holding Corp ISTR

Nasdaq · stock · State Commercial Banks · website · IPO 2014-07-01 · LEI

Investar Holding Corp statistics & valuation

Market cap$412.2M
P / E18.0×
P / B1.4×
Dividend yield1.03%
Return on equity7.6%
Net debt$9.8M
Enterprise value USD$421.9M
Graham number +19%$36.59

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($36.59); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.00% 4.70% 7.50% 7.00% 5.70% 3.30% 16.50% 7.40% 8.40% 7.60% 2016201720182019202020212022202320242025
Shares outstanding
7.1M 9.5M 9.7M 11.2M 10.9M 10.5M 10.2M 9.8M 9.9M 10.8M 2016201720182019202020212022202320242025
Net debt ($)
$9.8M $9.8M $9.8M $9.8M $9.8M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.70% 0.50% 0.80% 0.80% 0.60% 0.30% 1.30% 0.60% 0.70% 0.80% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.04× 0.05× 0.04× 0.04× 0.03× 2016201720182019202020212022202320242025
EPS ($)
$1.10 $0.96 $1.39 $1.66 $1.27 $0.76 $3.50 $1.69 $2.04 $2.13 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Investar Holding Corp trades at about 14.4× earnings — near its 10-year norm (10-year range 6×–26.3×, median 13.4×).

6× 26.3×

Shaded band = 10-year range (6×–26.3×); dot = today's 14.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.8%0.7%0.6%1.3%0.3%0.6%0.8%0.8%0.5%0.7%
Return on equity7.6%8.4%7.4%16.5%3.3%5.7%7.0%7.5%4.7%7.0%
Debt / equity0.03×0.04×0.04×0.05×0.04×—————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.