Stocktoria

INVESTORS TITLE CO ITIC

Nasdaq · stock · Title Insurance · website · IPO 1986-12-03

INVESTORS TITLE CO statistics & valuation

Market cap$517.8M
P / E14.7×
P / S1.9×
P / B1.9×
P / FCF20.4×
Net margin12.9%
FCF margin9.3%
Graham number -13.4%$243.22

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($243.22); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
14.10% 15.90% 14.00% 17.10% 16.70% 20.30% 8.40% 9.60% 12.00% 12.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
12.60% 14.40% 12.50% 16.40% 19.70% 29.30% 9.90% 8.60% 12.30% 13.10% 2016201720182019202020212022202320242025
Shares outstanding
1.9M 1.9M 1.9M 1.9M 1.9M 1.9M 1.9M 1.9M 1.9M 1.9M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
8.50% 10.30% 9.00% 11.90% 13.90% 20.20% 7.00% 6.60% 9.30% 9.70% 2016201720182019202020212022202320242025
Free cash flow margin (%)
14.50% 10.50% 14.40% 10.60% 13.10% 13.80% 10.80% -0.80% 8.70% 9.30% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$10.19 $13.56 $11.54 $16.59 $20.80 $35.28 $12.59 $11.45 $16.43 $18.57 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

INVESTORS TITLE CO trades at about 15.1× earnings — above its 10-year norm (10-year range 5.7×–15×, median 13.7×).

5.7× 15.1×

Shaded band = 10-year range (5.7×–15×); dot = today's 15.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin12.9%12.0%9.6%8.4%20.3%16.7%17.1%14.0%15.9%14.1%
FCF margin9.3%8.7%-0.8%10.8%13.8%13.1%10.6%14.4%10.5%14.5%
Return on assets9.7%9.3%6.6%7.0%20.2%13.9%11.9%9.0%10.3%8.5%
Return on equity13.1%12.3%8.6%9.9%29.3%19.7%16.4%12.5%14.4%12.6%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.