Stocktoria
J & Friends Holdings Ltd JF
J & Friends Holdings Ltd (JF) earns a Piotroski F-score of 4/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $1.6M at a -82.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| JF | J & Friends Holdings Ltd | 4/9 | — | — | — |
| TWAV | TaoWeave, Inc. | 3/9 | — | — | — |
| TRSO | TRANSUITE.ORG INC. | 3/9 | — | — | — |
| RMSG | Real Messenger Corp | 2/9 | -4.85 | — | — |
| GITS | Global Interactive Technologies, Inc. | 2/9 | — | — | — |
| WEWA | WEWARDS, INC. | 2/9 | — | — | — |
| TGCB | Tego Cyber, Inc. | 1/9 | — | — | — |
About J & Friends Holdings Ltd
J and Friends Holdings Limited, together with its subsidiaries, provides merchant digitalization and commerce-enablement SaaS solutions to small and medium enterprises in Australia. The company offers food and beverage (F&B) solutions that enable restaurants, cafés, and other hospitality merchants to digitize core front-of-house and back-of-house workflows, including order intake, menu management, kitchen coordination, and store-level reporting while supporting omni-channel operations across dine-in, takeaway, and online ordering. It also provides retail solutions that enable merchants to manage checkouts and store operations while digitizing inventory and purchasing workflows; and payment solutions that allow merchants to accept and manage electronic payments in connection with their in-store and omni-channel commerce activities. In addition, the company sells point-of-sale (POS) related hardware and POS-related installment services. It serves SME merchants across the food and beverage, retail, and wholesale industries. The company was formerly known as Pintec Technology Holdings Limited and changed its name to J and Friends Holdings Limited in January 2026. J and Friends Holdings Limited was founded in 2012 and is headquartered in Hong Kong, Hong Kong.
FAQ
Is JF financially healthy?
J & Friends Holdings Ltd's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does JF pay a dividend?
No, J & Friends Holdings Ltd does not currently pay a dividend.
How profitable is JF?
In FY2025, J & Friends Holdings Ltd had a net margin of -82.9% and a return on equity of -21.8%.
Is JF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on J & Friends Holdings Ltd: a Piotroski F-score of 4/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.