Stocktoria
Jiayin Group Inc. JFIN
Nasdaq · stock · Finance Services · website · IPO 2019-05-10
Jiayin Group Inc. statistics & valuation
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Jiayin Group Inc. trades at about 2.2× earnings — below its 10-year norm (10-year range 4.3×–18.6×, median 6.4×).
2.2×
18.6×
Shaded band = 10-year range (4.3×–18.6×); dot = today's 2.2×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | 28.9% | 21.5% | 24.4% | 36.1% | 24.3% | 23.2% | 24.0% | 23.8% |
| Net margin | 24.7% | 18.2% | 23.7% | 36.1% | 26.5% | 19.5% | 23.7% | 21.2% |
| FCF margin | 10.0% | 11.8% | 6.5% | 3.5% | 10.2% | -2.8% | -0.1% | -8.5% |
| Return on assets | 17.5% | 19.5% | 23.0% | 39.1% | 48.6% | 48.1% | 75.3% | 76.3% |
| Return on equity | 34.6% | 33.8% | 54.5% | 94.9% | 1694.1% | -54.5% | -71.1% | -37.0% |
| Debt / equity | 1.06× | — | — | — | — | — | — | — |
| Current ratio | 1.88 | 1.98 | — | — | — | — | — | — |
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.