Stocktoria
9F Inc. JFU
Nasdaq · XNAS · stock · Finance Services · website · IPO 2019-08-15
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7/9
Piotroski F — financial health
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Altman Z″ — distress risk
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Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $19.2M | $17.1M | $58.1M | $81.4M | $761.5M |
| Gross profit | $15.6M | $13.0M | $11.4M | $15.7M | $143.9M |
| Operating income | $1.6M | -$6.2M | -$27.3M | -$21.8M | -$55.5M |
| Net income | $24.1M | $6.8M | -$140.2M | -$86.2M | -$36.9M |
| Operating cash flow | $29.7M | $6.4M | $8.8M | $9.2M | -$36.0M |
| Total assets | $614.6M | $564.9M | $568.9M | $625.0M | $792.4M |
| Total liabilities | $75.4M | $63.9M | $65.7M | $86.9M | $134.9M |
| Shareholders' equity | $530.8M | $500.9M | $503.2M | $538.0M | $657.5M |
| Ratios | |||||
| Gross margin | 81.2% | 76.2% | 19.6% | 19.3% | 18.9% |
| Operating margin | 8.4% | -36.4% | -46.9% | -26.8% | -7.3% |
| Net margin | 125.2% | 40.0% | -241.3% | -105.9% | -4.8% |
| Return on assets | 3.9% | 1.2% | -24.6% | -13.8% | -4.7% |
| Return on equity | 4.5% | 1.4% | -27.9% | -16.0% | -5.6% |
| Revenue growth | 12.2% | -70.5% | -28.7% | -89.3% | -39.4% |
Why these scores methodology →
Piotroski F-score: 7/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001619544 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.