Stocktoria

JACK HENRY & ASSOCIATES INC JKHY

Nasdaq · stock · Services-Computer Integrated Systems Design · website · IPO 1985-11-21 · LEI

JACK HENRY & ASSOCIATES INC statistics & valuation

Market cap$9.6B
P / E21.0×
P / S4.0×
P / B4.5×
P / FCF16.3×
Dividend yield1.72%
Net margin19.2%
Return on equity21.4%
FCF margin24.8%
Net cash$102.0M
Net debt / EBITDA-0.2×
Enterprise value USD$9.5B
EV / EBITDA15.5×
Earnings yield EBIT/EV6%
Return on capital22.7%
Graham number -58%$64.00

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($64.00); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
18.40% 16.00% 23.80% 17.50% 17.50% 17.70% 18.70% 17.60% 17.20% 19.20% 2016201720182019202020212022202320242025
Gross margin (%)
42.90% 42.80% 2016201720182019202020212022202320242025
Operating margin (%)
26.70% 23.90% 23.30% 22.40% 22.40% 22.70% 24.40% 23.10% 22.10% 23.90% 2016201720182019202020212022202320242025
Return on equity (%)
25.00% 20.90% 27.60% 19.00% 19.10% 23.60% 26.30% 22.80% 20.70% 21.40% 2016201720182019202020212022202320242025
Shares outstanding
79.7M 78.3M 77.6M 77.3M 76.9M 75.7M 73.5M 73.1M 73.0M 73.0M 2016201720182019202020212022202320242025
Net debt ($)
-$31.4M -$93.6M $66.2M $262.8M $21.7M -$102.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
13.70% 12.00% 18.00% 12.40% 12.20% 13.30% 14.80% 13.20% 13.10% 15.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
22.90% 22.00% 24.20% 24.30% 26.90% 25.00% 24.20% 16.50% 23.00% 24.80% 2016201720182019202020212022202320242025
Debt / equity (×)
0.00× 0.00× 0.08× 0.17× 0.03× 0.00× 2016201720182019202020212022202320242025
EPS ($)
$3.12 $2.93 $4.70 $3.52 $3.86 $4.12 $4.94 $5.02 $5.23 $6.24 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

JACK HENRY & ASSOCIATES INC trades at about 24.4× earnings — below its 10-year norm (10-year range 27.2×–46.2×, median 36.6×).

24.4× 46.2×

Shaded band = 10-year range (27.2×–46.2×); dot = today's 24.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Gross margin————————42.8%42.9%
Operating margin23.9%22.1%23.1%24.4%22.7%22.4%22.4%23.3%23.9%26.7%
Net margin19.2%17.2%17.6%18.7%17.7%17.5%17.5%23.8%16.0%18.4%
FCF margin24.8%23.0%16.5%24.2%25.0%26.9%24.3%24.2%22.0%22.9%
Return on assets15.0%13.1%13.2%14.8%13.3%12.2%12.4%18.0%12.0%13.7%
Return on equity21.4%20.7%22.8%26.3%23.6%19.1%19.0%27.6%20.9%25.0%
Debt / equity0.00×0.03×0.17×0.08×——0.00×0.00×——
Current ratio1.271.001.201.131.041.351.211.051.100.97

Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.