Stocktoria

JACK HENRY & ASSOCIATES INC JKHY

Nasdaq · stock · Services-Computer Integrated Systems Design · website · IPO 1985-11-21 · LEI

JACK HENRY & ASSOCIATES INC statistics & valuation

Market cap$9.6B
P / E19.1×
P / S3.8×
P / B4.7×
P / FCF13.8×
Dividend yield1.78%
Net margin19.8%
Return on equity24.5%
FCF margin27.3%
Net debt$40.0M
Net debt / EBITDA0.1×
Enterprise value USD$9.6B
EV / EBITDA14.2×
Earnings yield EBIT/EV6.6%
Return on capital24.5%
Graham number -54.7%$66.88

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($66.88); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
16.00% 23.80% 17.50% 17.50% 17.70% 18.70% 17.60% 17.20% 19.20% 19.80% 2017201820192020202120222023202420252026
Gross margin (%)
42.80% 2017201820192020202120222023202420252026
Operating margin (%)
23.90% 23.30% 22.40% 22.40% 22.70% 24.40% 23.10% 22.10% 23.90% 25.00% 2017201820192020202120222023202420252026
Return on equity (%)
20.90% 27.60% 19.00% 19.10% 23.60% 26.30% 22.80% 20.70% 21.40% 24.50% 2017201820192020202120222023202420252026
Shares outstanding
78.3M 77.6M 77.3M 76.9M 75.7M 73.5M 73.1M 73.0M 73.0M 72.0M 2017201820192020202120222023202420252026
Net debt ($)
-$31.4M -$93.6M $66.2M $262.8M $21.7M -$102.0M $40.0M 2017201820192020202120222023202420252026
Share buybacks ($)
2017201820192020202120222023202420252026
Return on assets (%)
12.00% 18.00% 12.40% 12.20% 13.30% 14.80% 13.20% 13.10% 15.00% 16.00% 2017201820192020202120222023202420252026
Free cash flow margin (%)
22.00% 24.20% 24.30% 26.90% 25.00% 24.20% 16.50% 23.00% 24.80% 27.30% 2017201820192020202120222023202420252026
Debt / equity (×)
0.00× 0.00× 0.08× 0.17× 0.03× 0.00× 0.02× 2017201820192020202120222023202420252026
EPS ($)
$2.93 $4.70 $3.52 $3.86 $4.12 $4.94 $5.02 $5.23 $6.24 $6.98 2017201820192020202120222023202420252026

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

JACK HENRY & ASSOCIATES INC trades at about 21.2× earnings — below its 10-year norm (10-year range 22.1×–46.2×, median 36.6×).

21.2× 46.2×

Shaded band = 10-year range (22.1×–46.2×); dot = today's 21.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Gross margin—————————42.8%
Operating margin25.0%23.9%22.1%23.1%24.4%22.7%22.4%22.4%23.3%23.9%
Net margin19.8%19.2%17.2%17.6%18.7%17.7%17.5%17.5%23.8%16.0%
FCF margin27.3%24.8%23.0%16.5%24.2%25.0%26.9%24.3%24.2%22.0%
Return on assets16.0%15.0%13.1%13.2%14.8%13.3%12.2%12.4%18.0%12.0%
Return on equity24.5%21.4%20.7%22.8%26.3%23.6%19.1%19.0%27.6%20.9%
Debt / equity0.02×0.00×0.03×0.17×0.08×——0.00×0.00×—
Current ratio1.171.271.001.201.131.041.351.211.051.10

Computed from company filings · US · as of 2026-06-30. Facts plus Stocktoria's own computed scores — not investment advice.