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John Marshall Bancorp, Inc. JMSB

Nasdaq · stock · State Commercial Banks · website · IPO 2011-04-07

John Marshall Bancorp, Inc. statistics & valuation

Market cap$310.5M
P / E14.6×
P / B1.2×
P / FCF14.1×
Net cash$49.1M
Enterprise value USD$261.4M
Graham number +7.9%$25.05

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($25.05); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
20212022202320242025
Operating margin (%)
20212022202320242025
Return on equity (%)
12.20% 14.90% 2.20% 6.90% 8.00% 20212022202320242025
Shares outstanding
13.9M 14.1M 14.1M 14.2M 14.2M 20212022202320242025
Net debt ($)
-$63.1M -$37.0M -$74.3M -$41.7M -$49.1M 20212022202320242025
Share buybacks ($)
20212022202320242025
Return on assets (%)
1.20% 1.40% 0.20% 0.80% 0.90% 20212022202320242025
Free cash flow margin (%)
20212022202320242025
Debt / equity (×)
0.20× 0.12× 0.11× 0.33× 0.30× 20212022202320242025
EPS ($)
$1.83 $2.25 $0.36 $1.20 $1.49 20212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

John Marshall Bancorp, Inc. trades at about 15.6× earnings — above its 10-year norm (10-year range 11×–52.8×, median 13.9×).

11× 52.8×

Shaded band = 10-year range (11×–52.8×); dot = today's 15.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Return on assets0.9%0.8%0.2%1.4%1.2%
Return on equity8.0%6.9%2.2%14.9%12.2%
Debt / equity0.30×0.33×0.11×0.12×0.20×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.