Stocktoria
ST JOE Co JOE
ST JOE Co (JOE) earns a Piotroski F-score of 8/9 (strong financial health). It pays a dividend yielding 0.89% (safety: safe). FY2025 revenue was $513.2M at a 22.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 8/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| JOE | ST JOE Co | 8/9 | — | 32.8 | +27.4% |
| AXR | AMREP CORP. | 4/9 | — | 12.8 | +6.3% |
| STRS | STRATUS PROPERTIES INC | 1/9 | — | — | -44.8% |
| KANP | KAANAPALI LAND LLC | 1/9 | — | — | — |
| FGNV | FORGE INNOVATION DEVELOPMENT CORP. | 5/9 | — | — | — |
| CRDV | Community Redevelopment Inc. | 4/9 | — | — | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
All Finance, Insurance & Real Estate companies →
About ST JOE Co
The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in the United States. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment engages in the development of communities into homesites for sale to homebuilders and on a limited basis to retail customers. This segment primarily sells developed homesites, completed homes, parcels of entitled or undeveloped land or homesites, and a homesite residual on homebuilder, as well as offers marketing services. Its Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also involved in the planning, development, entitlement, management, and sale of commercial and rural land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products, as well as operates real estate brokerage, title insurance agency and insurance agency business. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.
FAQ
Is JOE financially healthy?
ST JOE Co's Piotroski F-score is 8/9 (8–9 is excellent, 0–3 weak).
Does JOE pay a dividend, and is it safe?
Yes. ST JOE Co pays a dividend yielding about 0.89% with a 29.1% payout ratio, rated “safe” for safety.
How profitable is JOE?
In FY2025, ST JOE Co had a net margin of 22.5% and a return on equity of 14.9%.
Is JOE overvalued or undervalued?
ST JOE Co trades at about 34.1× trailing earnings — below its 10-year norm (10-year range 33.3×–57.8×, median 38.9×). Stocktoria reports the data, not buy/sell advice.
Is JOE a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ST JOE Co: a Piotroski F-score of 8/9, a P/E of about 32.8×, a dividend yield of 0.89%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.