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James River Group Holdings, Inc. JRVR

Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 2014-12-12

James River Group Holdings, Inc. statistics & valuation

Market cap$205.3M
P / E4.3×
P / S0.3×
P / B0.4×
Net margin6.9%
FCF margin-3.4%
Graham number +192.9%$12.63

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($12.63); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
12.70% 5.30% 7.20% 4.20% 0.70% -28.40% 4.70% -13.30% -11.50% 6.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.70% 6.30% 9.00% 4.90% 0.60% -23.80% 5.60% -20.10% -17.60% 8.80% 2016201720182019202020212022202320242025
Shares outstanding
29.9M 30.3M 30.3M 30.7M 30.9M 37.4M 37.7M 37.8M 45.6M 60.0M 2016201720182019202020212022202320242025
Net debt ($)
-$21.5M -$65.2M -$54.2M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
3.20% 1.60% 2.00% 0.80% 0.10% -3.50% 0.60% -2.00% -1.60% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
164.10% -41.00% -151.00% 32.40% 10.00% -35.60% -3.40% 2016201720182019202020212022202320242025
Debt / equity (×)
0.13× 0.14× 0.17× 2016201720182019202020212022202320242025
EPS ($)
$2.49 $1.44 $2.11 $1.25 $0.16 -$4.94 $0.59 -$3.13 -$3.06 $0.79 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

James River Group Holdings, Inc. trades at about 5.5× earnings — below its 10-year norm (10-year range 8.5×–278×, median 18.6×).

5.5× 278×

Shaded band = 10-year range (8.5×–278×); dot = today's 5.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin6.9%-11.5%-13.3%4.7%-28.4%0.7%4.2%7.2%5.3%12.7%
FCF margin-3.4%-35.6%10.0%32.4%-151.0%-41.0%164.1%
Return on assets1.0%-1.6%-2.0%0.6%-3.5%0.1%0.8%2.0%1.6%3.2%
Return on equity8.8%-17.6%-20.1%5.6%-23.8%0.6%4.9%9.0%6.3%10.7%
Debt / equity0.17×0.14×0.13×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.