Stocktoria
NAVIENT CORP JSM
NAVIENT CORP (JSM) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 7.70% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| JSM | NAVIENT CORP | 3/9 | — | — | -15.6% |
| NMR | NOMURA HOLDINGS INC | 2/9 | — | — | +0.5% |
| GLXY | Galaxy Digital Inc. | 1/9 | — | — | +41.8% |
| BLK | BlackRock, Inc. | 3/9 | — | 28.3 | +18.7% |
| SCHW | SCHWAB CHARLES CORP | 6/9 | — | 17.8 | +22% |
| GLDI | CREDIT SUISSE AG | 6/9 | — | — | +30.7% |
| RJF | RAYMOND JAMES FINANCIAL INC | 5/9 | — | 13.7 | +6.6% |
All Finance, Insurance & Real Estate companies →
FAQ
Is JSM financially healthy?
NAVIENT CORP's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does JSM pay a dividend, and is it safe?
Yes. NAVIENT CORP pays a dividend yielding about 7.70% with a -78.7% payout ratio, rated “safe” for safety.
How profitable is JSM?
In FY2025, NAVIENT CORP had a return on equity of -3.3%.
Is JSM overvalued or undervalued?
NAVIENT CORP trades at about 15.0× trailing earnings — above its 10-year norm (10-year range 4.5×–21.4×, median 11.5×). Stocktoria reports the data, not buy/sell advice.
Is JSM a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on NAVIENT CORP: a Piotroski F-score of 3/9, a dividend yield of 7.70%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.