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NAVIENT CORP JSM

Nasdaq · stock · Security Brokers, Dealers & Flotation Companies · website · IPO 2014-04-17 · LEI

NAVIENT CORP statistics & valuation

Market cap$817.7M
P / B0.3×
Dividend yield7.70%
Return on equity-3.3%
Net debt$40.0B
Enterprise value USD$40.8B

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
18.30% 8.40% 11.10% 17.80% 16.80% 27.50% 21.70% 8.30% 5.00% -3.30% 2016201720182019202020212022202320242025
Shares outstanding
322.0M 281.0M 264.0M 233.0M 195.0M 172.0M 144.0M 123.0M 111.0M 99.0M 2016201720182019202020212022202320242025
Net debt ($)
$111.11B $103.49B $92.23B $80.48B $76.15B $73.58B $59.49B $52.56B $42.46B $40.00B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.60% 0.30% 0.40% 0.60% 0.50% 0.90% 0.90% 0.40% 0.30% -0.20% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
30.18× 30.13× 26.37× 24.40× 31.60× 28.56× 20.50× 19.35× 16.35× 16.94× 2016201720182019202020212022202320242025
EPS ($)
$2.12 $1.04 $1.49 $2.56 $2.12 $4.18 $4.49 $1.85 $1.18 -$0.81 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

NAVIENT CORP trades at about 15× earnings — above its 10-year norm (10-year range 4.5×–21.4×, median 11.5×).

4.5× 21.4×

Shaded band = 10-year range (4.5×–21.4×); dot = today's 15×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin—48.3%71.0%194.3%141.4%106.2%152.7%110.0%——
Return on assets-0.2%0.3%0.4%0.9%0.9%0.5%0.6%0.4%0.3%0.6%
Return on equity-3.3%5.0%8.3%21.7%27.5%16.8%17.8%11.1%8.4%18.3%
Debt / equity16.94×16.35×19.35×20.50×28.56×31.60×24.40×26.37×30.13×30.18×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.